The Federal Deposit Insurance Corp. said that people with bank and retirement accounts with lender IndyMac, which was seized by federal regulators over the weekend, will have full access to their FDIC-insured funds today, but that home equity lines of credit will be frozen, pending a review. The Office of Thrift Supervision blamed IndyMac’s failure on a bank run. The FDIC said the failure will cost it $4 billion to $8 billion. (Los Angeles Times, free registration)