The bottom line

Few households hold IRAS
Only four in 10 U.S. households maintained an IRA last year, and half of those personal retirement funds were rolled over from employer-sponsored plans.
Bankrate.com

Loans for black business owners shrink
African-American entrepreneurs received 1.7 percent of the $23 billion in Small Business Administration loans made last year, compared with 8.2 percent in fiscal year 2008. While other minorities, including Asians and Hispanics, have also gotten a smaller share of loans since the financial crisis, their percentages shrank less and recovered faster than did those of black small-business owners.
The Wall Street Journal

The cost of owning a sedan
A driver averaging 15,000 miles a year in a midsize sedan can spend more than $760 a month on fuel, maintenance, insurance, registration fees, and finance charges, according to AAA. SUV owners spend an average of $967 a month.
MarketWatch.com

The nation's low-wage workers
Low-wage workers are getting older and more educated, with 41 percent having at least some college education, up from 29 percent in 2000. And while the proportion of low-wage earners who are teenagers has declined from 28 percent to 17 percent since 2000, more than half of all workers earning $9 or less an hour are now 25 years old or older.
The New York Times

Bad times for hedge funds
Almost 10 percent of all hedge funds tracked by Hedge Fund Research liquidated last year, while half of all hedge funds have closed in the past five years.
FT.com