Tip of the week
How to pay a medical bill
Verify the insurance info. Experts claim that up to 80 percent of medical bills contain errors, so always check yours. Sometimes the bill was never run through insurance, or a processor mistyped one digit in your insurance ID and made your policy seem invalid.
Review the charges. If your bill doesn’t include an itemized breakdown, ask for it, then make sure you received every test, medication, and service listed. Double-check quantities and watch out for added zeros.
Research billing codes. Every procedure and medication has a corresponding billing code. If you were denied coverage, go to FindACode.com and type in the code from your bill or insurance claim to determine if the proper code was used.
Negotiate. Don’t be afraid to question prices or request a payment plan. HealthCareBlueBook.com and FairHealthConsumer.org can tell you what’s reasonable.
Source: Real Simple