GOOD DAY FOR: Good hygiene, after the United Nations issued a report saying that every $1 spent on improving sanitation in developing countries has $9 in benefits, including economic growth and lower health care expenditures. The report said that $10 billion a year would halve the number of people, estimated at 3.6 billion, with no access to sanitation by 2015. (Reuters)

BAD DAY FOR: Buying high, after billionaire Joseph Lewis, who owns 8.4 percent of Bear Stearns, said he would seek a better offer for the bank than JPMorgan’s $2 a share. Lewis paid an average of $103.89 for his shares. JPMorgan CEO Jamie Dimon reportedly offered Bear Stearns executives cash and stock incentives to stay on if the buyout is accepted by Bear Stearns shareholders, a third of whom are bank employees. (Bloomberg)