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  • Gemma Hartley

    Gemma Hartley

    Gemma Hartley is a full-time freelance writer living in Reno, NV. Her work has appeared in The Washington Post, CNBC, Glamour, Women's Health, Redbook Magazine, and more.

    Latest articles by Gemma Hartley

    Mother and child.

    What having a baby at 22 taught me about money

    feature It wasn't easy. But it made me the financially savvy person I am today.

    feature
    • Bag lunch, versus bought.

      I'm a cheapskate. My husband's a spendthrift. It's wonderful.

      feature The benefits of dating a super-spender if you're a super-saver

      By Gemma Hartley Published 19 July 17

      feature
    • College woman.

      How to graduate from college with zero debt

      feature A guide to getting your degree without going broke

      By Gemma Hartley Published 6 June 17

      feature
    • Negotiation.

      The secret to earning more and owing less

      feature Want a salary boost? Need a discount on your bills? Just ask.

      By Gemma Hartley Published 16 May 17

      feature
    • Do you have a financial safety net?

      6 tips for building a financial safety net fast

      feature Don't let an unexpected emergency clean you out

      By Gemma Hartley Published 1 May 17

      feature

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