Your 2-year-old doesn't need to go to school

Unless your family is low-income, there's no point. It might even backfire.

Baby school
(Image credit: (Jose Luis Pelaez, Inc./Blend Images/Corbis))

Kids cost a lot of money — $500,000 on average, excluding college tuition. That's a 25 percent increase since the 1960s. And partly to blame is the spiking costs of childcare and education, which used to make up 2 percent of the total cost, but now make up 18 percent.

This high price tag is a big part of why today's parents, referred to by one researcher as "Generation Squeeze," are stressed out and struggling. No wonder the generation below them is planning on foregoing parenthood altogether.

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