What the experts say

Save on your cable bill; A better bead on debit cards; The upside of investing abroad

Save on your cable bill

Quit overpaying for cable, said Charles Passy in MarketWatch.com. Believe it or not, cable bills “can be easily bargained down with a relatively quick call to a customer service rep.” If you’re digging for a discount, many providers “will offer you a deal—typically, a lower bundled price or free extras (like a movie channel)—that’s good for half a year.” Their hope is that you’ll forget when the six months are up, but you can always call back to try to renew the deal. And pay attention to the competition. “You’re more likely to make an effective case if you can quote a promotion you’ve been offered by a competing company.” And “if at first you don’t succeed,” call back. “A different customer-service rep may be authorized to offer a different deal.”

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