What the experts say

Working in retirement; Broaching sensitive topics; College cost myths

Working in retirement

It’s tough out there for retirees, said Rodney Brooks in USA Today. Between 60 and 80 percent of pre-retirees say they expect to work in their golden years, but “only a small percentage of people who plan to work in retirement are actually able to do it.” What makes finding work in your twilight years so hard? Health issues and age discrimination. Job-seeking retirees have to play to their strengths and think ahead. “If possible, stay in your current job, even if it’s in a reduced capacity.” Consider whether you can turn any skills or hobbies into a business. And prepare to take a pay cut—older workers who make big career changes typically face major reductions in earnings.

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