Feature

What the experts say

Working in retirement; Broaching sensitive topics; College cost myths

Working in retirement
It’s tough out there for retirees, said Rodney Brooks in USA Today. Between 60 and 80 percent of pre-retirees say they expect to work in their golden years, but “only a small percentage of people who plan to work in retirement are actually able to do it.” What makes finding work in your twilight years so hard? Health issues and age discrimination. Job-seeking retirees have to play to their strengths and think ahead. “If possible, stay in your current job, even if it’s in a reduced capacity.” Consider whether you can turn any skills or hobbies into a business. And prepare to take a pay cut—older workers who make big career changes typically face major reductions in earnings.

Broaching sensitive topics
If you’re thinking about asking your boss for a raise or raising another touchy topic, “stick to the facts,” said Anne Fisher in Fortune.com. Research salary data to determine your market rate, and be ready to give solid reasons for why you deserve more. If your latest performance review was lackluster, ask for more feedback. “Don’t stew in silence,” because a less-than-stellar job review “could unfairly block you from bigger career opportunities down the road.” If you disagree with your boss’s strategy or have a better idea, speak up—but only “if your corporate culture encourages debate and consensus.” Other-wise, it’s better to keep your mouth shut. In most cases, the old adage holds: “It’s not so much what you say as how you say it.”

College cost myths
Let’s dispel a few misconceptions about college costs, said Penelope Wang in Money. You may think saving for college will hurt your chances of getting financial aid, but “under the federal financial aid formula, what matters most is your income.” Private schools may give more weight to assets, but odds are your aid “would be in the form of loans, not grants, so you’re still better off saving.” You should also ignore “the eye--popping sticker prices at private schools.” Private colleges often discount tuition by awarding merit aid to good students. And don’t assume a liberal arts degree will be worthless. While business and STEM (science, technology, engineering, and math) majors tend to earn higher salaries, that’s not a hard-and-fast rule. The top quarter of history majors have a higher -median lifetime salary than that of all those who studied computer programming.

Recommended

No time to evacuate as Russian forces close in on a pair of Ukrainian cities
Ukrainian tank in Sievierodonetsk
encirclement in luhansk

No time to evacuate as Russian forces close in on a pair of Ukrainian cities

Would the U.S. really defend Taiwan from a Chinese invasion?
President Biden and Xi Jinping.
Briefing

Would the U.S. really defend Taiwan from a Chinese invasion?

Russia seeing 'localized successes' in Ukraine, growing criticism at home
New graves in Severodonetsk
Some men just want to watch the world burn

Russia seeing 'localized successes' in Ukraine, growing criticism at home

20 nations sending Ukraine newer, more high-tech weapons, Pentagon says
Lloyd Austin
The big guns

20 nations sending Ukraine newer, more high-tech weapons, Pentagon says

Most Popular

John Oliver has some complaints about Subway, the sandwich chain
John Oliver
Johnsplaining

John Oliver has some complaints about Subway, the sandwich chain

7 toons about replacement theory conspiracists
Editorial Cartoon.
Feature

7 toons about replacement theory conspiracists

Analyst: Russian forces are 'bludgeoning their way through' Severodonetsk
A destroyed bridge in Severodonetsk.
war in ukraine

Analyst: Russian forces are 'bludgeoning their way through' Severodonetsk