For those who have everything: Legacy Locker

Legacy Locker stores your online member names and passwords so that heirs and other beneficiaries have access to your cyberspace "assets."

“We’re all going to kick the bucket some day.” Most people prepare by drawing up a will. But what happens to the “‘assets’ you’ve established in cyberspace,” from e-mail accounts to Web domains? Legacy Locker stores all your important member names and passwords, so that heirs and other beneficiaries can access your data. It will also send out farewell e-mails to select recipients. Two “verifiers”—“family members, attorneys, or trusted friends”—must confirm you’ve passed away.

Price: $30 a year or $300 for life; Contact: Legacylocker.com

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