Tip of the week: How to avoid health-insurance fraud

Guard your card; Examine every EOBS; Avoid freebies; Don’t use the ‘F’ word

Guard your card. Medical-related fraud accounts for 60 percent of identity theft, so “be as careful with your insurance card as with your passport.” Report a lost or stolen card immediately.

Examine every EOBS. Scrutinize each Explanation of Benefits Statement your insurer mails you. If a procedure or doctor visit is listed that shouldn’t be, report it. To ensure thieves haven’t diverted any statements, ask annually for a list of what was sent.

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