Tip of the week: How to avoid health-insurance fraud

Guard your card; Examine every EOBS; Avoid freebies; Don’t use the ‘F’ word

Guard your card. Medical-related fraud accounts for 60 percent of identity theft, so “be as careful with your insurance card as with your passport.” Report a lost or stolen card immediately.

Examine every EOBS. Scrutinize each Explanation of Benefits Statement your insurer mails you. If a procedure or doctor visit is listed that shouldn’t be, report it. To ensure thieves haven’t diverted any statements, ask annually for a list of what was sent.

Avoid freebies. “Thieves set up free screenings to steal medical data.” If you do participate in, say, a free vision check, never give out personal info.

Subscribe to The Week

Escape your echo chamber. Get the facts behind the news, plus analysis from multiple perspectives.

SUBSCRIBE & SAVE
https://cdn.mos.cms.futurecdn.net/flexiimages/jacafc5zvs1692883516.jpg

Sign up for The Week's Free Newsletters

From our morning news briefing to a weekly Good News Newsletter, get the best of The Week delivered directly to your inbox.

From our morning news briefing to a weekly Good News Newsletter, get the best of The Week delivered directly to your inbox.

Sign up

Don’t use the ‘F’ word. Until you’re sure fraud’s been committed, avoid that word when speaking to your insurer. By law, compromised info must be kept confidential, making it hard for you to access records.

Source: Family Circle

To continue reading this article...
Continue reading this article and get limited website access each month.
Get unlimited website access, exclusive newsletters plus much more.
Cancel or pause at any time.
Already a subscriber to The Week?
Not sure which email you used for your subscription? Contact us