Use cash. It’s tempting to “whip out a credit card” to pay for that morning cup of coffee, but that’s also a good way to rack up debt. Use plastic for monthly bills and big-ticket purchases, and stick to “cash and cash only” for everything else.
Think domestic. It’s easy to cut costs at home without making major lifestyle changes. Unplug “energy vampires,” such as TVs and computers, when they’re not in use, and switch to energy-saving fluorescent light bulbs.
Switch IRAs. Though you don’t pay taxes on contributions to a traditional Individual Retirement Account, you will eventually have to pay them when you withdraw funds. Instead, consider a Roth IRA: While contributions aren’t deductible, they “grow tax-free”—no matter how much is gained through stocks, bonds, or mutual funds.
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Source: Family Circle
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August 30 editorial cartoonsCartoons Saturday’s political cartoons include Volodymyr Zelenskyy and Donald Trump's role reversal and King George III
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5 bullseye cartoons about the reasons for mass shootingsCartoons Artists take on gun worship, a price paid, and more
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Lisa Cook and Trump's battle for control the US FedTalking Point The president's attempts to fire one of the Federal Reserve's seven governor is represents 'a stunning escalation' of his attacks on the US central bank
