Ten Things You Need to Know Today: Sunday 29 Sep 2013

1. PM BRINGS FORWARD MORTGAGE SCHEME

David Cameron is bringing forward the second stage of the help to buy scheme. The next phase of the scheme, which allows people in England to get 95% mortgages, was due to begin in January. Instead, it will be launched next week. At the party conference, the Conservatives will also announce a crackdown on police giving cautions for serious criminal offences.

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