Ten Things You Need to Know Today: Wednesday 9 Nov 2016

1. Trump beats Clinton to become US president

Donald Trump has beaten Hillary Clinton to become the 45th US president. Trump passed the 270 electoral college votes he needed this morning after winning the key swing states of Florida, Ohio, Iowa and North Carolina. Trump told supporters at his headquarters in New York that he would work to unify a country scarred by a divisive election campaign.

Donald Trump sued by two states over business links

2. Operation Midland police strongly criticised

The Metropolitan Police has been criticised in an independent report on the Operation Midland inquiry into an alleged paedophile ring of 1970s and 1980s VIPs. The report says the force misled a judge to get a warrant and distressed innocent people. The Met is accused of burying the report by releasing it on the day of the US election.

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Operation Midland 'riddled with errors', says controversial new report

3. Five dead and 50 injured as tram overturns in Croydon

Five people have died and more than 50 injured after a tram overturned in Croydon, south London. Emergency services were called at 6.10am, when the vehicle came off the track in torrential rain at a sharp bend in the track near Sandilands station. British transport Police confirmed that the driver had been arrested.

Croydon tram 'moving at more than three times the speed limit'

4. Asian stocks tumble on Trump election

Regional markets in Asia fell on the news that Donald Trump was expected to be the next US president, with the Nikkei 225 in Japan closing 5.4% down. Investors have turned to safe haven stocks such as gold and currencies, including the yen. In London the reaction was calmer. The FTSE 100 opened 2% down but later recovered the losses.

US and Russia spar over vetoed Syria sanctions

5. Tesco Bank refunds £2.5m after attack

Tesco Bank has refunded £2.5m to 9,000 customers who had money taken from their accounts in a cyber attack last weekend. It says it knows "exactly" the nature of the attack but cannot disclose more because of an investigation by the National Crime Agency. It was initially thought some 20,000 customers were affected.

6. Man arrested after joggers are killed by car

Two teenage girls died when they were hit by a car while jogging in Aldershot, Hampshire, just after 7.10pm yesterday. Police say the girls were hit by a black Ford Focus. A 24-year-old man has been arrested and is in custody.

7. Six stabbings in Pentonville since October

There have been six more stabbings in Pentonville prison since inmate Jamal Mahmoud was murdered there on 18 October, the BBC says. At least one attack involved a razor blade, with the victim slashed across the face and back. Police are still searching for two men who escaped the jail on Monday.

8. May puts 1,200 troops on standby for flooding

Theresa May has put up to 1,200 soldiers on 24-hour standby to tackle winter flooding following the change in the weather. David Cameron's government was heavily criticised last winter when severe storms forced evacuations and affected thousands of families in the north of England.

9. NHS England considers sugary drinks ban

NHS England is consulting staff and the public on whether to ban or tax sugary drinks sold in hospitals. Chief executive Simon Stevens says he wants the service to set a healthy example and "practice what we preach". If the plan goes ahead, England will be the first country to impose such measures.

10. Briefing: Premium bonds turn 60

The nation’s favourite savings product turned 60 last week. Back on 1 November 1956 Alderman Sir Cuthbert Ackroyd, the Lord Mayor of London, bought the first premium bond for £1. Since then the top prize has grown from £1,000 to £1m and 350 people have become premium bond millionaires. But can are they really an investment?

Premium bonds have turned 60 - but are they still worth bothering with?