How to claim child benefit – and the risk of missing out 

Even if you earn over the annual threshold, you should still claim the benefit

Adult holding baby’s hand
Claiming child benefit can boost your family budget
(Image credit: Yana Iskayeva/Getty Images)

Child benefit payments can help you cope with the ever-rising cost of raising kids, and you may be putting your state pension at risk by not claiming it.

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Marc Shoffman is an NCTJ-qualified award-winning freelance journalist, specialising in business, property and personal finance. He has a BA in multimedia journalism from Bournemouth University and a master’s in financial journalism from City University, London. His career began at FT Business trade publication Financial Adviser, during the 2008 banking crash. In 2013, he moved to MailOnline’s personal finance section This is Money, where he covered topics ranging from mortgages and pensions to investments and even a bit of Bitcoin. Since going freelance in 2016, his work has appeared in MoneyWeek, The Times, The Mail on Sunday and on the i news site.