After President Donald Trump’s refusal to either sign or veto a landmark bipartisan housing bill, the legislation automatically became law last week, and political analysts are hopeful it will help ease the pain of America’s nationwide housing crisis. But while experts laud Congress’ joint efforts to address the problem, the average American may not feel relief for years to come.
What did the commentators say? The bill contains provisions that seek to “remove barriers to building homes, lower housing costs and shift greater control over housing to the local level,” said Time. To increase the overall availability of houses, it mandates that the government offer “guidance on how communities could best reform zoning and land-use policies to reduce barriers to housing development.”
It also widens the definition of manufactured houses, which will “‘unlock’ a segment of the housing market by making it cheaper and easier to mass-produce such homes,” said Francis Torres, the housing and infrastructure director at the Bipartisan Policy Center, to Time. The current supply is “really not matching the growing and changing demand,” said Geoff Smith, the executive director of the Institute for Housing Studies at DePaul University, to WTTW.
The bipartisan nature of the bill, which easily passed both the House and Senate, reflects both parties' “concerns with rising housing costs nationwide and shows that political compromise is still possible in Washington,” said The Dallas Morning News editorial board. If properly implemented, it has the potential to “modernize federal housing programs, streamline regulations and encourage innovation.”
But the bill will likely have a “fairly limited impact on affordability for the lowest-income folks in the country,” said Shamus Roller, the CEO of the National Housing Law Project, to PBS News. The provisions “aren’t the kinds of sweeping policy changes many affordable housing advocates say will help dramatically reduce housing costs,” like major tax reforms and government-subsidized housing investments.
What next? The legislation may take time to be effective because “many pieces of the legislation will require implementation from the now-diminished” Department of Housing and Urban Development (HUD), said PBS. About 32% of HUD’s workforce has left the agency since September 2024, according to the nonprofit Partnership for Public Service, which could make it hard to bring some of the bill’s provisions to life.
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