Pension vs. property: which is best for your retirement?

While saving into a pension can have tax-free benefits, some will be persuaded by rising property values

Person putting money into piggy bank next to jar of coins and model house
Pensions have ‘trumped’ property over the past 25 years
(Image credit: Jantanee Phoolmas/Getty Images)

A pension and property can provide long-term returns to fund your retirement – but which is the best bet?

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Marc Shoffman is an NCTJ-qualified award-winning freelance journalist, specialising in business, property and personal finance. He has a BA in multimedia journalism from Bournemouth University and a master’s in financial journalism from City University, London. His career began at FT Business trade publication Financial Adviser, during the 2008 banking crash. In 2013, he moved to MailOnline’s personal finance section This is Money, where he covered topics ranging from mortgages and pensions to investments and even a bit of Bitcoin. Since going freelance in 2016, his work has appeared in MoneyWeek, The Times, The Mail on Sunday and on the i news site.