Credit rating
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How to ditch ‘buy now, pay later’ debt
the explainer Recent changes mean BNPL will soon affect your credit score
By Becca Stanek, The Week US Published
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Gen Z is facing a credit score crisis
In the Spotlight The average Gen Z credit score has dropped three points in 2025
By Justin Klawans, The Week US Published
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Should you add your child to your credit card?
The Explainer You can make them an authorized user on your account in order to help them build credit
By Becca Stanek, The Week US Published
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Judge nixes wiping medical debt from credit checks
Speed Read Medical debt can now be included in credit reports
By Jessica Hullinger Published
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Does buy now, pay later affect your credit score?
the explainer The company behind the FICO score is going to start including a person's 'buy now, pay later' payment history in its credit models
By Becca Stanek, The Week US Published
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What is credit card churning and why is it risky?
the explainer Churners frequently open new credit cards with the intent of earning a welcome bonus and accessing other perks
By Becca Stanek, The Week US Published
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How to check your UK credit score
The Explainer A credit score is important for numerous financial arrangements, including taking out a loan, mortgage or credit card
By Marc Shoffman, The Week UK Last updated
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US credit rating: what it is and why it matters
the explainer Credit rating agency Moody's downgraded the US last month
By Becca Stanek, The Week US Published
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The basics of credit scores: how they are determined and why they matter
The Explainer A higher credit score is better than a lower one
By Becca Stanek, The Week US Published
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Do student loans affect a credit score?
the explainer Repaying loans on time will strengthen your credit — but paying late will hurt it
By Becca Stanek, The Week US Published
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What to know if you default on your credit card
The Explainer If you fail to pay your debt for an extended period of time, there will be consequences — but there are also options to rescue your credit
By Becca Stanek, The Week US Published
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Is it worth trying to get the highest credit score?
The Explainer Here's what to know if you are seeking a perfect 850
By Becca Stanek, The Week US Published
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Is a travel credit card worth it? How to decide and pick the right one.
The Explainer Upsides include travel-related benefits and welcome bonuses
By Becca Stanek, The Week US Published
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3 tips for using credit cards without racking up debt
The Explainer When used responsibly, these pieces of plastic can have some real benefits
By Becca Stanek, The Week US Published
The Explainer