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When should you use a personal loan vs. a credit card?
The Explainer Determine whether you need a lump sum upfront or a borrowing limit
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How to ditch ‘buy now, pay later’ debt
the explainer Recent changes mean BNPL will soon affect your credit score
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Gen Z is facing a credit score crisis
In the Spotlight The average Gen Z credit score has dropped three points in 2025
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Should you add your child to your credit card?
The Explainer You can make them an authorized user on your account in order to help them build credit
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Judge nixes wiping medical debt from credit checks
Speed Read Medical debt can now be included in credit reports
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Does buy now, pay later affect your credit score?
the explainer The company behind the FICO score is going to start including a person's 'buy now, pay later' payment history in its credit models
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What is credit card churning and why is it risky?
the explainer Churners frequently open new credit cards with the intent of earning a welcome bonus and accessing other perks
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How to check your UK credit score
The Explainer A credit score is important for numerous financial arrangements, including taking out a loan, mortgage or credit card
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US credit rating: what it is and why it matters
the explainer Credit rating agency Moody's downgraded the US last month
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The basics of credit scores: how they are determined and why they matter
The Explainer A higher credit score is better than a lower one
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Do student loans affect a credit score?
the explainer Repaying loans on time will strengthen your credit — but paying late will hurt it
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What to know if you default on your credit card
The Explainer If you fail to pay your debt for an extended period of time, there will be consequences — but there are also options to rescue your credit
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Is it worth trying to get the highest credit score?
The Explainer Here's what to know if you are seeking a perfect 850
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Is a travel credit card worth it? How to decide and pick the right one.
The Explainer Upsides include travel-related benefits and welcome bonuses
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