The average American's credit score hit a record high in April, according to recent FICO data. Up about one point from last fall, the average score hovers around 700 — the highest it's been since at least 2005, when FICO first started tracking the data.
Additionally, the share of consumers with subprime credit scores below 600 fell to a new low of about 40 million, or about 20 percent of U.S. adults who have FICO scores. This number is down from its peak of 25.5 percent of consumers in 2010.
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