Personal Finance
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Changes are coming for 401(k)s and IRAs in 2025. Here's what to know.
The Explainer News about part-time workers, auto-enrollment and penalties for inherited IRAs
By Becca Stanek, The Week US Published
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Can 'slow shopping' help you spend less this holiday season?
The explainer You may feel pressured to act fast in order to get the best deals — but this can lead to superfluous spending
By Becca Stanek, The Week US Published
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4 tips to save as health care costs rise
The Explainer Co-pays, prescription medications and unexpected medical bills can really add up
By Becca Stanek, The Week US Published
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3 tips to lower your household bills
The Explainer Prices on everything from eggs to auto insurance to rent have increased — but there are ways to make your bills more manageable
By Becca Stanek, The Week US Published
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What's next for US interest rates?
The Explainer Two rate cuts so far, with more likely to come
By Becca Stanek, The Week US Last updated
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How to minimize capital gains tax on investments
The Explainer It can take a chunk out of your profits
By Becca Stanek, The Week US Published
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How to handle financial anxiety ahead of the holiday season
The explainer Between travel, gifts and seasonal sales, it will be tempting to stretch your budget
By Becca Stanek, The Week US Published
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What are high-deductible health insurance plans, and when do they make sense?
The Explainer Recent years have seen a growth of HDHPs, which offer lower monthly premiums but require customers to pay more out of pocket for care
By Becca Stanek, The Week US Published
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What to know ahead of the next FAFSA rollout
The Explainer The FAFSA application process is no longer running the way it did before last year's big shakeup
By Becca Stanek, The Week US Published
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4 risks to know about when using payment apps
The Explainer Payment apps like PayPal, Venmo, Cash App and Zelle are more popular than ever — but are they safe to use?
By Becca Stanek, The Week US Published
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How to enjoy eating out without breaking your budget
The Explainer Save money by hitting happy hours, splitting the bill and putting a limit on drinks
By Becca Stanek, The Week US Published
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When does it make sense to refinance your student loans?
The Explainer Refinancing involves moving your existing student loans into one new loan, which can streamline how many different payments you are juggling each month.
By Becca Stanek, The Week US Published
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How does changing jobs affect your 401(k)?
The Explainer Navigate the switch without negative effects on your retirement savings
By Becca Stanek, The Week US Published
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When will America's rental prices come down?
The Explainer Things may finally be cooling off
By Becca Stanek, The Week US Last updated
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